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KINFOLK HOME LOANS LLC is an Equal Housing Lender and Residential Mortgage Broker. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from KINFOLK HOME LOANS LLC will never be discouraged on on the basis of race, color, religion, national origin, sex, military status, marital status, age, or because you get public assistance. All information we request is voluntary, and will be kept confidential. Annual Percentage Rate (APR) calculations assume a transaction of a single-family, detached, owner-occupied primary residence; a loan-to-value ratio of less than 80%; a minimum FICO score of 700; and a loan amount of $300,000 for conforming loans unless otherwise specified. By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Again, over the past year, our clients have saved on average $9600 in closing costs for the same exact rate as the other guys. We can show you the KINFOLK difference. Call us. 855-227-2700