Cody

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So far Cody Adams has created 6 blog entries.

FHA Loan

By |2023-02-04T23:39:25+00:00February 4th, 2023|Uncategorized|

FHA loans are a type of mortgage loan insured by the Federal Housing Administration (FHA), a government agency. These loans are designed to make it easier for first-time homebuyers and those with limited resources to obtain financing for a home. One of the key features of FHA loans is their lower down payment requirement, which

VA Loan

By |2023-02-04T23:38:35+00:00February 1st, 2023|Uncategorized|

A VA loan is a type of mortgage loan in the United States that is backed by the U.S. Department of Veterans Affairs (VA). These loans are designed specifically to help eligible veterans, active-duty military personnel, and their surviving spouses purchase a home. VA loans offer several advantages to eligible borrowers, including lower interest rates,

Points

By |2023-01-23T17:30:42+00:00January 20th, 2023|Uncategorized|

Mortgage points, also known as discount points, are a type of fee that borrowers can choose to pay in order to reduce their mortgage interest rate. One mortgage point is equal to 1% of the total loan amount. For example, if you are borrowing $300,000, one mortgage point would cost $3,000. When you pay mortgage

Home Equity

By |2023-01-23T17:30:47+00:00January 10th, 2023|News, Sellers|

Home equity is the difference between the value of your home and the amount you still owe on your mortgage. It is essentially the portion of your home that you own outright. For example, if your home is worth $300,000 and you have a mortgage balance of $200,000, then you have $100,000 in home equity.

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