Cody

About Cody Adams

This author has not yet filled in any details.
So far Cody Adams has created 16 blog entries.

Understanding the Closing Costs Associated with a Mortgage

By |2023-05-01T03:42:59+00:00May 4th, 2023|Uncategorized|

Purchasing a home is one of the most significant financial decisions that an individual can make in their lifetime. For most people, buying a home involves taking out a mortgage, which is a long-term loan that allows them to finance the purchase of the property. However, it is important to note that obtaining a mortgage

50(a)(6)

By |2023-05-01T03:40:56+00:00May 2nd, 2023|Uncategorized|

The Texas 50(a)(6) mortgage provision is a unique provision in the Texas state law that allows homeowners to access the equity in their homes through a cash-out refinance. This provision is often used by homeowners who need money for home improvements, debt consolidation, or other purposes. However, the 50(a)(6) mortgage provision also has some unique

40 Year FHA

By |2023-04-11T06:07:58+00:00April 11th, 2023|Uncategorized|

In the United States, a 40-year FHA loan refers to a mortgage loan insured by the Federal Housing Administration (FHA) with a term of 40 years. This type of loan was introduced in the early 2000s and was designed to help homebuyers with low-to-moderate incomes purchase homes that they would not otherwise be able to

APR

By |2023-04-05T03:40:01+00:00April 5th, 2023|Uncategorized|

If you’re in the market for a mortgage, you’ve probably heard the term APR thrown around. But what exactly is APR, and why is it important when it comes to your mortgage? In this blog, we’ll explore what APR is, how it’s calculated, and why it matters when it comes to your mortgage. What is

7 Steps For First Time Homebuyers.

By |2023-03-09T22:13:42+00:00March 13th, 2023|Uncategorized|

Buying a home is a major milestone in many people's lives, but it can be a complex and overwhelming process, especially for first-time homebuyers. If you're considering buying your first home, there are several important steps you should take to ensure a smooth and successful home buying experience. In this blog, we'll share some tips

Building Credit. The Right Way.

By |2023-03-09T22:10:55+00:00March 9th, 2023|Uncategorized|

Credit score is an essential financial metric that lenders, landlords, and other financial institutions use to determine your creditworthiness. A good credit score opens doors to various financial opportunities, while a poor credit score can limit your ability to access credit or make it expensive. In this blog, we will discuss everything you need to

HELOCs

By |2023-02-13T03:45:25+00:00February 13th, 2023|Uncategorized|

A Home Equity Line of Credit (HELOC) is a popular financial tool that allows homeowners to access the equity in their homes for various purposes. This type of loan allows homeowners to borrow money as needed, up to a certain limit, and only pay interest on the amount they borrow. In this blog, we'll take

Conventional Loans

By |2023-02-13T03:42:30+00:00February 10th, 2023|Uncategorized|

Conventional loans are a popular type of mortgage loan that are widely used by homebuyers to purchase or refinance a home. In this blog, we'll take a closer look at conventional loans, their benefits, requirements, and the process of obtaining one. What are Conventional Loans? Conventional loans are mortgage loans that are not insured by

Go to Top